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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,879 | $98,776-1.9% | $149,745-35.3% | $79,856+21.3% |
| Participation rate | 82.5% | 75.8%+6.7pp | 82.5%+0.1pp | 69.6%+12.9pp |
| Annual return | 17.37% | 27.38%-10.0pp | 276.72%-259.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $4,664 | $3,217+45.0% | $4,646+0.4% | $2,471+88.7% |
| Participant deferral / active EE | $7,851 | $5,681+38.2% | $6,843+14.7% | $3,741+109.9% |
| Admin fee / account holder | $6,377 | $6,053+5.4% | $9,312-31.5% | $5,306+20.2% |