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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,876 | $82,674-23.9% | $125,381-49.9% | $68,486-8.2% |
| Participation rate | 86.7% | 75.1%+11.6pp | 82.4%+4.3pp | 67.9%+18.8pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.31%-572.3pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,578 | $3,382-23.8% | $4,815-46.5% | $2,597-0.7% |
| Participant deferral / active EE | $9,577 | $6,111+56.7% | $7,448+28.6% | $4,028+137.8% |
| Admin fee / account holder | $2,336 | $6,277-62.8% | $10,007-76.7% | $5,404-56.8% |