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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,129 | $138,102+54.3% | $125,381+70.0% | $134,532+58.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -33.34% | 750.73%-784.1pp | 572.31%-605.6pp | 418.27%-451.6pp |
| Employer contribution / active EE | $13,257 | $5,245+152.7% | $4,815+175.3% | $4,741+179.6% |
| Participant deferral / active EE | $12,685 | $7,801+62.6% | $7,448+70.3% | $6,401+98.2% |
| Admin fee / account holder | $9,689 | $11,568-16.2% | $10,007-3.2% | $11,429-15.2% |