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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,693 | $93,598-30.9% | $135,974-52.4% | $75,173-13.9% |
| Participation rate | 80.0% | 75.2%+4.8pp | 81.9%-1.9pp | 67.2%+12.8pp |
| Annual return | 18.43% | 30.89%-12.5pp | 68.30%-49.9pp | 160.72%-142.3pp |
| Employer contribution / active EE | $2,695 | $3,538-23.8% | $4,859-44.5% | $2,671+0.9% |
| Participant deferral / active EE | $5,495 | $6,405-14.2% | $7,760-29.2% | $4,126+33.2% |
| Admin fee / account holder | $2,456 | $6,978-64.8% | $10,767-77.2% | $5,651-56.5% |