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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,716 | $77,817-54.1% | $123,553-71.1% | $64,173-44.3% |
| Participation rate | 67.7% | 74.7%-7.0pp | 82.3%-14.6pp | 69.6%-1.8pp |
| Annual return | -8.06% | 12.49%-20.5pp | 119.21%-127.3pp | 7.63%-15.7pp |
| Employer contribution / active EE | $1,802 | $3,014-40.2% | $4,628-61.1% | $2,381-24.3% |
| Participant deferral / active EE | $4,265 | $5,240-18.6% | $6,426-33.6% | $3,470+22.9% |
| Admin fee / account holder | $2,833 | $5,519-48.7% | $9,284-69.5% | $4,887-42.0% |