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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,145 | $109,359-77.0% | $162,185-84.5% | $72,976-65.5% |
| Participation rate | 97.4% | 84.3%+13.1pp | 87.6%+9.8pp | 69.5%+27.9pp |
| Annual return | 50.64% | 25.46%+25.2pp | 115.61%-65.0pp | 81.02%-30.4pp |
| Employer contribution / active EE | $2,856 | $3,907-26.9% | $5,613-49.1% | $2,440+17.1% |
| Participant deferral / active EE | $3,428 | $5,481-37.5% | $7,297-53.0% | $3,608-5.0% |
| Admin fee / account holder | $414 | $7,972-94.8% | $10,844-96.2% | $5,124-91.9% |