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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,395 | $111,814-81.8% | $103,378-80.3% | $145,978-86.0% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 16.28% | 24.80%-8.5pp | 24.91%-8.6pp | 550.52%-534.2pp |
| Employer contribution / active EE | $1,879 | $4,215-55.4% | $3,870-51.4% | $4,662-59.7% |
| Participant deferral / active EE | $7,588 | $5,618+35.1% | $5,058+50.0% | $6,690+13.4% |
| Admin fee / account holder | $858 | $9,764-91.2% | $8,401-89.8% | $13,400-93.6% |