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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $6,464 |
Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $832 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,221 | $65,125+61.6% | $143,797-26.8% | $66,949+57.2% |
| Participation rate | 13.0% | 65.2%-52.2pp | 80.3%-67.3pp | 69.8%-56.8pp |
| Annual return | -11.05% | -11.13%+0.1pp | -0.04%-11.0pp | 1.57%-12.6pp |
| Employer contribution / active EE | $738 | $2,362-68.7% | $4,952-85.1% | $2,545-71.0% |
| Participant deferral / active EE | $2,081 | $2,920-28.8% | $5,638-63.1% | $4,239-50.9% |
| Admin fee / account holder | $243 | $503-51.6% | $14,679-98.3% | $594-59.0% |