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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,974 | $171,867+24.5% | $149,721+42.9% | $147,586+45.0% |
| Participation rate | 16.7% | 88.2%-71.5pp | 87.1%-70.4pp | 82.8%-66.2pp |
| Annual return | 17.78% | 2113.36%-2095.6pp | 1501.67%-1483.9pp | 578.59%-560.8pp |
| Employer contribution / active EE | $0 | $6,275-100.0% | $5,444-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,600 | $7,270-50.5% | $6,568-45.2% | $5,439-33.8% |
| Admin fee / account holder | $741 | $13,799-94.6% | $11,282-93.4% | $10,886-93.2% |