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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,790 | $71,878-39.1% | $86,698-49.5% | $68,486-36.1% |
| Participation rate | 55.9% | 72.2%-16.4pp | 76.6%-20.7pp | 67.9%-12.0pp |
| Annual return | -16.81% | 3.53%-20.3pp | 35.95%-52.8pp | -7.85%-9.0pp |
| Employer contribution / active EE | $635 | $2,173-70.8% | $2,837-77.6% | $2,597-75.6% |
| Participant deferral / active EE | $2,465 | $3,779-34.8% | $4,656-47.1% | $4,028-38.8% |
| Admin fee / account holder | $867 | $6,113-85.8% | $7,493-88.4% | $5,404-84.0% |