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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,822 | $88,707-86.7% | $74,184-84.1% | $273,972-95.7% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 7.70% | 11.94%-4.2pp | 17.74%-10.0pp | 41.46%-33.8pp |
| Employer contribution / active EE | $1,267 | $3,159-59.9% | $2,370-46.6% | $4,869-74.0% |
| Participant deferral / active EE | $2,005 | $4,212-52.4% | $3,550-43.5% | $5,287-62.1% |
| Admin fee / account holder | $436 | $8,717-95.0% | $5,586-92.2% | $10,133-95.7% |