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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,365 | $82,674-23.4% | $125,381-49.5% | $68,486-7.5% |
| Participation rate | 93.0% | 75.1%+17.9pp | 82.4%+10.6pp | 67.9%+25.1pp |
| Annual return | -16.04% | -5.97%-10.1pp | 572.31%-588.3pp | -7.85%-8.2pp |
| Employer contribution / active EE | $3,181 | $3,382-5.9% | $4,815-33.9% | $2,597+22.5% |
| Participant deferral / active EE | $7,754 | $6,111+26.9% | $7,448+4.1% | $4,028+92.5% |
| Admin fee / account holder | $6,520 | $6,277+3.9% | $10,007-34.8% | $5,404+20.6% |