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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,285 | $112,131-89.9% | $95,964-88.2% | $158,982-92.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 21.91% | 171.19%-149.3pp | 91.64%-69.7pp | 302.99%-281.1pp |
| Employer contribution / active EE | $3,128 | $3,199-2.2% | $2,541+23.1% | $4,763-34.3% |
| Participant deferral / active EE | $5,798 | $4,784+21.2% | $4,167+39.1% | $5,983-3.1% |
| Admin fee / account holder | $3,112 | $10,136-69.3% | $6,797-54.2% | $11,252-72.3% |