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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,074 | $141,004-65.9% | $112,273-57.2% | $139,456-65.5% |
| Participation rate | 82.6% | 79.2%+3.4pp | 72.4%+10.2pp | 80.3%+2.3pp |
| Annual return | 21.52% | 32.75%-11.2pp | 30.23%-8.7pp | 373.45%-351.9pp |
| Employer contribution / active EE | $2,597 | $4,285-39.4% | $3,431-24.3% | $4,753-45.4% |
| Participant deferral / active EE | $911 | $5,878-84.5% | $4,800-81.0% | $6,711-86.4% |
| Admin fee / account holder | $921 | $9,959-90.8% | $7,752-88.1% | $11,407-91.9% |