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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,034 | $125,797+21.7% | $170,043-10.0% | $75,173+103.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 16.79% | 27.20%-10.4pp | 53.40%-36.6pp | 160.72%-143.9pp |
| Employer contribution / active EE | $7,666 | $4,616+66.1% | $6,790+12.9% | $2,671+187.0% |
| Participant deferral / active EE | $9,722 | $6,838+42.2% | $10,410-6.6% | $4,126+135.6% |
| Admin fee / account holder | $3,863 | $8,177-52.8% | $12,824-69.9% | $5,651-31.6% |