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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,615 | $102,635-80.9% | $86,209-77.2% | $139,456-85.9% |
| Participation rate | 71.4% | 74.5%-3.1pp | 69.0%+2.5pp | 80.3%-8.9pp |
| Annual return | 652.97% | 1923.53%-1270.6pp | 1169.05%-516.1pp | 373.45%+279.5pp |
| Employer contribution / active EE | $1,007 | $3,034-66.8% | $2,381-57.7% | $4,753-78.8% |
| Participant deferral / active EE | $1,994 | $4,677-57.4% | $3,986-50.0% | $6,711-70.3% |
| Admin fee / account holder | $890 | $8,661-89.7% | $6,853-87.0% | $11,407-92.2% |