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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,935 | $176,402+43.4% | $134,162+88.5% | $158,966+59.1% |
| Participation rate | 87.5% | 78.7%+8.8pp | 72.2%+15.3pp | 82.0%+5.5pp |
| Annual return | 12.72% | 63.66%-50.9pp | 36.35%-23.6pp | 302.95%-290.2pp |
| Employer contribution / active EE | $5,484 | $5,042+8.8% | $3,705+48.0% | $4,762+15.1% |
| Participant deferral / active EE | $13,265 | $4,093+224.1% | $3,500+279.0% | $5,983+121.7% |
| Admin fee / account holder | $10,365 | $8,719+18.9% | $6,685+55.0% | $11,250-7.9% |