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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,023 | $93,589-51.9% | $135,942-66.9% | $75,181-40.1% |
| Participation rate | 63.2% | 75.2%-12.0pp | 81.9%-18.8pp | 67.2%-4.0pp |
| Annual return | 17.43% | 30.90%-13.5pp | 68.28%-50.8pp | 160.69%-143.3pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $10,102 | $6,405+57.7% | $7,759+30.2% | $4,126+144.8% |
| Admin fee / account holder | $6,371 | $6,977-8.7% | $10,764-40.8% | $5,650+12.8% |