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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,806 | $100,203-51.3% | $85,240-42.7% | $145,897-66.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 19.90% | 84.28%-64.4pp | 66.75%-46.9pp | 552.29%-532.4pp |
| Employer contribution / active EE | $2,560 | $3,242-21.0% | $2,735-6.4% | $4,663-45.1% |
| Participant deferral / active EE | $4,717 | $5,299-11.0% | $4,527+4.2% | $6,689-29.5% |
| Admin fee / account holder | $871 | $7,265-88.0% | $6,165-85.9% | $13,390-93.5% |