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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,806 | $100,073-51.2% | $85,126-42.7% | $145,877-66.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 19.90% | 84.11%-64.2pp | 66.63%-46.7pp | 551.28%-531.4pp |
| Employer contribution / active EE | $2,560 | $3,236-20.9% | $2,731-6.3% | $4,663-45.1% |
| Participant deferral / active EE | $4,717 | $5,294-10.9% | $4,523+4.3% | $6,691-29.5% |
| Admin fee / account holder | $871 | $7,261-88.0% | $6,160-85.9% | $13,402-93.5% |