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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,500 | $167,362-52.5% | $143,799-44.7% | $134,532-40.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 3.40% | 0.47%+2.9pp | -0.04%+3.4pp | 418.27%-414.9pp |
| Employer contribution / active EE | $2,393 | $5,620-57.4% | $4,952-51.7% | $4,741-49.5% |
| Participant deferral / active EE | $15,833 | $6,447+145.6% | $5,638+180.8% | $6,401+147.4% |
| Admin fee / account holder | $1,198 | $18,094-93.4% | $14,677-91.8% | $11,429-89.5% |