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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,544 | $82,674-64.3% | $125,363-76.4% | $68,495-56.9% |
| Participation rate | 61.5% | 75.0%-13.5pp | 82.4%-20.8pp | 67.9%-6.4pp |
| Annual return | -12.86% | -5.97%-6.9pp | 572.15%-585.0pp | -7.84%-5.0pp |
| Employer contribution / active EE | $3,411 | $3,382+0.9% | $4,815-29.2% | $2,596+31.4% |
| Participant deferral / active EE | $8,665 | $6,111+41.8% | $7,447+16.3% | $4,028+115.1% |
| Admin fee / account holder | $117 | $6,276-98.1% | $10,005-98.8% | $5,403-97.8% |