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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,932 | $36,916-73.1% | $156,551-93.7% | $57,658-82.8% |
| Participation rate | 84.8% | 63.4%+21.4pp | 84.0%+0.8pp | 70.2%+14.6pp |
| Annual return | 14.34% | 12.38%+2.0pp | 32.23%-17.9pp | 5.13%+9.2pp |
| Employer contribution / active EE | $0 | $1,571-100.0% | $5,501-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $3,020 | $1,926+56.8% | $4,871-38.0% | $3,061-1.3% |
| Admin fee / account holder | $7 | $82-91.3% | $13,028-99.9% | $95-92.4% |