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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,399 | $37,117-74.7% | $147,617-93.6% | $55,191-83.0% |
| Participation rate | 84.8% | 63.6%+21.2pp | 84.6%+0.2pp | 69.2%+15.7pp |
| Annual return | 18.64% | 3.44%+15.2pp | 61.98%-43.3pp | 10.78%+7.9pp |
| Employer contribution / active EE | $1,015 | $1,620-37.4% | $5,564-81.8% | $1,899-46.5% |
| Participant deferral / active EE | $2,966 | $1,985+49.4% | $4,895-39.4% | $3,046-2.6% |
| Admin fee / account holder | $6 | $86-93.1% | $11,612-99.9% | $91-93.5% |