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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,410 | $165,399-78.0% | $149,745-75.7% | $158,982-77.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 23.37% | 348.34%-325.0pp | 276.72%-253.3pp | 302.99%-279.6pp |
| Employer contribution / active EE | $2,069 | $5,105-59.5% | $4,646-55.5% | $4,763-56.6% |
| Participant deferral / active EE | $8,093 | $7,183+12.7% | $6,843+18.3% | $5,983+35.3% |
| Admin fee / account holder | $3,377 | $10,811-68.8% | $9,312-63.7% | $11,252-70.0% |