Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,992 | $157,304-87.3% | $141,197-85.8% | $152,909-86.9% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 23.21% | 64.34%-41.1pp | 71.41%-48.2pp | 345.46%-322.3pp |
| Employer contribution / active EE | $1,175 | $5,263-77.7% | $4,736-75.2% | $4,764-75.3% |
| Participant deferral / active EE | $2,271 | $7,111-68.1% | $6,710-66.2% | $5,851-61.2% |
| Admin fee / account holder | $571 | $12,126-95.3% | $10,265-94.4% | $11,601-95.1% |