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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,201 | $211,239-70.6% | $178,528-65.2% | $145,877-57.4% |
| Participation rate | 60.0% | 80.8%-20.8pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 13.52% | 30.22%-16.7pp | 27.11%-13.6pp | 551.28%-537.8pp |
| Employer contribution / active EE | $1,125 | $4,570-75.4% | $3,950-71.5% | $4,663-75.9% |
| Participant deferral / active EE | $5,631 | $6,963-19.1% | $6,278-10.3% | $6,691-15.8% |
| Admin fee / account holder | $704 | $12,095-94.2% | $10,419-93.2% | $13,402-94.7% |