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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,292 | $202,440-77.1% | $169,390-72.7% | $139,466-66.8% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 18.46% | 532.36%-513.9pp | 406.07%-387.6pp | 373.66%-355.2pp |
| Employer contribution / active EE | $895 | $4,693-80.9% | $4,013-77.7% | $4,754-81.2% |
| Participant deferral / active EE | $3,575 | $6,940-48.5% | $6,222-42.5% | $6,712-46.7% |
| Admin fee / account holder | $530 | $10,722-95.1% | $9,015-94.1% | $11,409-95.4% |