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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,201 | $211,224-70.6% | $178,505-65.2% | $145,897-57.4% |
| Participation rate | 60.0% | 80.8%-20.8pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 13.52% | 30.28%-16.8pp | 27.16%-13.6pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,125 | $4,577-75.4% | $3,955-71.6% | $4,663-75.9% |
| Participant deferral / active EE | $5,631 | $6,966-19.2% | $6,280-10.3% | $6,689-15.8% |
| Admin fee / account holder | $704 | $12,109-94.2% | $10,428-93.3% | $13,390-94.7% |