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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,192 | $175,231-77.1% | $149,696-73.2% | $139,466-71.2% |
| Participation rate | 72.2% | 83.4%-11.2pp | 78.8%-6.6pp | 80.3%-8.1pp |
| Annual return | 13.78% | 166.77%-153.0pp | 134.46%-120.7pp | 373.66%-359.9pp |
| Employer contribution / active EE | $2,106 | $5,478-61.6% | $4,821-56.3% | $4,754-55.7% |
| Participant deferral / active EE | $6,962 | $6,521+6.8% | $5,682+22.5% | $6,712+3.7% |
| Admin fee / account holder | $2,052 | $16,155-87.3% | $13,212-84.5% | $11,409-82.0% |