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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,959 | $202,440-9.6% | $169,390+8.0% | $139,466+31.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 11.71% | 532.36%-520.6pp | 406.07%-394.4pp | 373.66%-361.9pp |
| Employer contribution / active EE | $2,502 | $4,693-46.7% | $4,013-37.6% | $4,754-47.4% |
| Participant deferral / active EE | $5,694 | $6,940-17.9% | $6,222-8.5% | $6,712-15.2% |
| Admin fee / account holder | $6,336 | $10,722-40.9% | $9,015-29.7% | $11,409-44.5% |