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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,872 | $190,879-18.3% | $160,009-2.6% | $134,532+15.9% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.0%+13.7pp | 81.2%+10.4pp |
| Annual return | -12.58% | 552.63%-565.2pp | 408.85%-421.4pp | 418.27%-430.8pp |
| Employer contribution / active EE | $2,525 | $4,995-49.5% | $4,225-40.2% | $4,741-46.8% |
| Participant deferral / active EE | $5,556 | $6,924-19.8% | $6,183-10.1% | $6,401-13.2% |
| Admin fee / account holder | $1,454 | $10,495-86.1% | $8,715-83.3% | $11,429-87.3% |