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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $10,014 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,739 | $65,437-48.4% | $86,698-61.1% | $66,949-49.6% |
| Participation rate | 65.7% | 75.5%-9.8pp | 76.6%-10.9pp | 69.8%-4.1pp |
| Annual return | -15.07% | -10.91%-4.2pp | 35.96%-51.0pp | 1.57%-16.6pp |
| Employer contribution / active EE | $1,804 | $2,154-16.2% | $2,837-36.4% | $2,545-29.1% |
| Participant deferral / active EE | $3,804 | $4,102-7.3% | $4,656-18.3% | $4,239-10.3% |
| Admin fee / account holder | $78 | $642-87.9% | $7,492-99.0% | $594-86.9% |