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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $5,684 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,734 | $84,936-57.9% | $111,308-67.9% | $79,391-55.0% |
| Participation rate | 62.1% | 75.9%-13.7pp | 77.3%-15.2pp | 70.7%-8.6pp |
| Annual return | 15.87% | 17.45%-1.6pp | 54.67%-38.8pp | 116.88%-101.0pp |
| Employer contribution / active EE | $2,084 | $1,979+5.3% | $2,732-23.7% | $2,428-14.2% |
| Participant deferral / active EE | $3,719 | $3,888-4.3% | $4,487-17.1% | $4,046-8.1% |
| Admin fee / account holder | $47 | $537-91.3% | $7,965-99.4% | $627-92.5% |