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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,775 | $181,896-79.8% | $156,551-76.5% | $273,972-86.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.92% | 30.74%-29.8pp | 32.23%-31.3pp | 41.46%-40.5pp |
| Employer contribution / active EE | $5,606 | $6,248-10.3% | $5,501+1.9% | $4,869+15.1% |
| Participant deferral / active EE | $4,183 | $5,550-24.6% | $4,871-14.1% | $5,287-20.9% |
| Admin fee / account holder | $607 | $15,560-96.1% | $13,028-95.3% | $10,133-94.0% |