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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,706 | $93,064+31.9% | $74,577+64.5% | $273,972-55.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 10.33% | 26.18%-15.9pp | 20.47%-10.1pp | 41.46%-31.1pp |
| Employer contribution / active EE | $9,390 | $3,160+197.2% | $2,525+271.9% | $4,869+92.9% |
| Participant deferral / active EE | $4,800 | $4,160+15.4% | $3,458+38.8% | $5,287-9.2% |
| Admin fee / account holder | $1,257 | $5,273-76.2% | $4,138-69.6% | $10,133-87.6% |