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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,437 | $81,331+248.5% | $155,534+82.2% | $80,935+250.2% |
| Participation rate | 85.7% | 66.3%+19.5pp | 78.2%+7.5pp | 67.7%+18.1pp |
| Annual return | 13.74% | 33.37%-19.6pp | 64.92%-51.2pp | 35.66%-21.9pp |
| Employer contribution / active EE | $9,293 | $3,105+199.3% | $4,675+98.8% | $2,757+237.1% |
| Participant deferral / active EE | $8,388 | $3,454+142.8% | $5,630+49.0% | $4,299+95.1% |
| Admin fee / account holder | $50,727 | $7,999+534.1% | $15,900+219.0% | $6,924+632.6% |