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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,206 | $114,119-27.1% | $107,187-22.4% | $138,895-40.1% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 15.54% | 273.21%-257.7pp | 204.55%-189.0pp | 145.39%-129.9pp |
| Employer contribution / active EE | $3,857 | $4,059-5.0% | $3,782+2.0% | $4,194-8.0% |
| Participant deferral / active EE | $4,896 | $5,538-11.6% | $5,096-3.9% | $6,396-23.5% |
| Admin fee / account holder | $5,263 | $10,024-47.5% | $9,162-42.6% | $12,562-58.1% |