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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,843 | $88,996-65.3% | $78,004-60.5% | $138,895-77.8% |
| Participation rate | 33.3% | 74.4%-41.0pp | 69.4%-36.1pp | 79.9%-46.6pp |
| Annual return | 15.23% | 28.03%-12.8pp | 31.07%-15.8pp | 145.39%-130.2pp |
| Employer contribution / active EE | $901 | $2,917-69.1% | $2,469-63.5% | $4,194-78.5% |
| Participant deferral / active EE | $1,081 | $4,724-77.1% | $4,092-73.6% | $6,396-83.1% |
| Admin fee / account holder | $9,926 | $8,807+12.7% | $7,578+31.0% | $12,562-21.0% |