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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,077 | $85,024-67.0% | $70,544-60.2% | $139,466-79.9% |
| Participation rate | 50.0% | 73.9%-23.9pp | 68.4%-18.4pp | 80.3%-30.3pp |
| Annual return | 17.10% | 30.39%-13.3pp | 32.79%-15.7pp | 373.66%-356.6pp |
| Employer contribution / active EE | $1,355 | $3,912-65.4% | $2,976-54.5% | $4,754-71.5% |
| Participant deferral / active EE | $2,028 | $5,891-65.6% | $4,568-55.6% | $6,712-69.8% |
| Admin fee / account holder | $8,234 | $8,928-7.8% | $6,427+28.1% | $11,409-27.8% |