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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,631 | $95,975-6.6% | $74,552+20.2% | $135,382-33.8% |
| Participation rate | 28.6% | 75.7%-47.1pp | 69.1%-40.6pp | 82.6%-54.1pp |
| Annual return | -3.16% | 56.96%-60.1pp | 32.53%-35.7pp | 519.77%-522.9pp |
| Employer contribution / active EE | $661 | $2,716-75.7% | $1,961-66.3% | $4,779-86.2% |
| Participant deferral / active EE | $2,146 | $3,844-44.2% | $3,108-30.9% | $5,609-61.7% |
| Admin fee / account holder | $72,163 | $6,522+1006.5% | $5,060+1326.3% | $10,829+566.4% |