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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,041 | $71,872+158.9% | $86,691+114.6% | $68,495+171.6% |
| Participation rate | 91.8% | 72.2%+19.6pp | 76.6%+15.3pp | 67.9%+23.9pp |
| Annual return | -20.19% | 3.53%-23.7pp | 35.94%-56.1pp | -7.84%-12.3pp |
| Employer contribution / active EE | $5,007 | $2,173+130.4% | $2,837+76.5% | $2,596+92.9% |
| Participant deferral / active EE | $11,155 | $3,779+195.2% | $4,656+139.6% | $4,028+177.0% |
| Admin fee / account holder | $24,414 | $6,112+299.4% | $7,492+225.9% | $5,403+351.8% |