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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,572 | $106,267-29.8% | $96,520-22.7% | $139,456-46.5% |
| Participation rate | 36.4% | 77.8%-41.5pp | 74.3%-38.0pp | 80.3%-44.0pp |
| Annual return | 21.61% | 38.45%-16.8pp | 35.72%-14.1pp | 373.45%-351.8pp |
| Employer contribution / active EE | $1,283 | $4,105-68.8% | $3,739-65.7% | $4,753-73.0% |
| Participant deferral / active EE | $2,818 | $5,454-48.3% | $4,879-42.2% | $6,711-58.0% |
| Admin fee / account holder | $5,880 | $7,882-25.4% | $6,733-12.7% | $11,407-48.5% |