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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,626 | $217,432-23.8% | $185,849-10.9% | $167,536-1.1% |
| Participation rate | 84.6% | 86.1%-1.4pp | 81.7%+2.9pp | 82.1%+2.5pp |
| Annual return | 10.43% | 148.42%-138.0pp | 122.10%-111.7pp | 478.82%-468.4pp |
| Employer contribution / active EE | $8,939 | $5,875+52.2% | $5,169+73.0% | $4,839+84.7% |
| Participant deferral / active EE | $7,617 | $6,357+19.8% | $5,569+36.8% | $6,342+20.1% |
| Admin fee / account holder | $1,015 | $19,818-94.9% | $16,244-93.7% | $12,315-91.8% |