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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,704 | $209,422-25.7% | $178,503-12.8% | $158,982-2.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 20.12% | 188.81%-168.7pp | 151.12%-131.0pp | 302.99%-282.9pp |
| Employer contribution / active EE | $6,657 | $5,707+16.6% | $5,011+32.8% | $4,763+39.8% |
| Participant deferral / active EE | $5,253 | $5,955-11.8% | $5,202+1.0% | $5,983-12.2% |
| Admin fee / account holder | $17,214 | $17,079+0.8% | $13,987+23.1% | $11,252+53.0% |