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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,029 | $165,361-77.0% | $149,715-74.6% | $158,950-76.1% |
| Participation rate | 73.3% | 84.6%-11.2pp | 82.5%-9.1pp | 82.0%-8.6pp |
| Annual return | 18.38% | 348.24%-329.9pp | 276.66%-258.3pp | 302.91%-284.5pp |
| Employer contribution / active EE | $3,305 | $5,103-35.2% | $4,645-28.8% | $4,762-30.6% |
| Participant deferral / active EE | $5,250 | $7,182-26.9% | $6,842-23.3% | $5,983-12.3% |
| Admin fee / account holder | $374 | $10,808-96.5% | $9,310-96.0% | $11,248-96.7% |