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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,768 | $73,019-88.0% | $90,766-90.3% | $68,490-87.2% |
| Participation rate | 54.5% | 70.8%-16.3pp | 75.7%-21.2pp | 67.9%-13.4pp |
| Annual return | -23.82% | -13.81%-10.0pp | -12.16%-11.7pp | -7.85%-16.0pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,463 | $3,626-4.5% | $4,565-24.1% | $4,028-14.0% |
| Admin fee / account holder | $268 | $5,897-95.5% | $8,446-96.8% | $5,403-95.0% |