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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,799 | $65,703-15.1% | $94,228-40.8% | $59,633-6.4% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -3.14% | 5.22%-8.4pp | 10.68%-13.8pp | 2041.40%-2044.5pp |
| Employer contribution / active EE | $2,053 | $2,021+1.6% | $3,587-42.8% | $2,203-6.8% |
| Participant deferral / active EE | $3,588 | $3,143+14.2% | $4,320-16.9% | $3,192+12.4% |
| Admin fee / account holder | $6,260 | $4,264+46.8% | $6,269-0.1% | $4,297+45.7% |