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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,543 | $127,387-28.1% | $115,038-20.4% | $125,389-27.0% |
| Participation rate | 77.8% | 84.2%-6.4pp | 81.4%-3.6pp | 83.2%-5.4pp |
| Annual return | -0.22% | 31.28%-31.5pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $8,922 | $5,166+72.7% | $4,608+93.6% | $4,866+83.3% |
| Participant deferral / active EE | $5,182 | $6,423-19.3% | $6,026-14.0% | $5,352-3.2% |
| Admin fee / account holder | $369 | $9,516-96.1% | $8,175-95.5% | $9,541-96.1% |