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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,108 | $65,395+13.3% | $182,540-59.4% | $72,975+1.6% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 35.94% | 27.68%+8.3pp | 148.58%-112.6pp | 81.01%-45.1pp |
| Employer contribution / active EE | $5,772 | $1,911+202.0% | $4,076+41.6% | $2,440+136.6% |
| Participant deferral / active EE | $5,616 | $3,563+57.6% | $5,525+1.6% | $3,608+55.7% |
| Admin fee / account holder | $3,479 | $4,245-18.0% | $8,593-59.5% | $5,124-32.1% |