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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,654 | $85,171+0.6% | $172,752-50.4% | $72,975+17.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.21% | 27.32%-3.1pp | 802.97%-778.8pp | 81.01%-56.8pp |
| Employer contribution / active EE | $5,598 | $3,324+68.4% | $5,144+8.8% | $2,440+129.4% |
| Participant deferral / active EE | $7,625 | $3,260+133.9% | $5,198+46.7% | $3,608+111.4% |
| Admin fee / account holder | $4,178 | $5,880-28.9% | $13,955-70.1% | $5,124-18.5% |